- Causa Prima has raised $10 million in pre-seed funding to construct a shared community. On this community, AI brokers for patrons and suppliers will routinely deal with invoices, disputes, and cost phrases.
- Creandum, which has additionally backed Klarna, Spotify, and Commerce Republic, led the spherical. One in all Causa Prima’s co-founders invented dynamic discounting and beforehand constructed an organization that processed $50 billion per quarter for 5 million suppliers earlier than SAP acquired it.
- The AP and AR automation market might attain $7.8 billion by 2031. However the techniques connecting each side of B2B transactions had been constructed for individuals, not for the AI brokers that corporations are beginning to use.
When producers and suppliers dispute invoices, the method is usually repetitive. Emails travel, follow-ups get missed, and the difficulty drags on till somebody lastly calls.
After 15 years engaged on software program for this drawback, Maex Ament realised the true difficulty is that patrons and suppliers use completely different techniques. Now, he needs to construct an answer that works with out individuals needing to step in.
Causa Prima, primarily based in Madrid and Munich, in the present day introduced its $10 million pre-seed spherical, led by Creandum, with help from Kfund, HelloWorld, Angel Make investments, and angel traders from Qonto, Pennylane, SAP, ING, SoFi, LIDL, and DeepMind.
The issue that software program has by no means solved
The accounts payable automation market was value $3.85 billion in 2023 and will reach $7.8 billion by 2031, however these forecasts assume work occurs at a human tempo. As extra agent-to-agent transactions occur, present techniques might face challenges ahead of anticipated.
“We’ve spent 25 years constructing the techniques that transfer cash between corporations, and the issue in B2B finance was by no means inside a single firm, however within the house between two. As soon as each side run brokers that negotiate in actual time, the disputes and glued cost phrases which have outlined this business for hundreds of years cease being vital,” says Ament.
He beforehand based dynamic discounting and co-founded Taulia, which SAP purchased in 2022 after it processed $50 billion per quarter for 5 million suppliers. Ament co-founder Henrik Gebbing grew Finoa, a German digital asset firm, to €10 billion in belongings below custody. Philip Stanislaus, Causa Prima’s third co-founder, led greater than 600 enterprise safety audits at Oak Safety.
The corporate brings patrons and suppliers collectively on a single community, permitting AI brokers on each side to deal with invoicing, dispute decision, and payment-term negotiations routinely. As an illustration, a producer with 5,000 suppliers would possibly spend weeks emailing backwards and forwards a few single disputed bill between accounts payable and receivable groups.
On Causa Prima’s community, brokers settle disputes in seconds and discover the most effective phrases for each side. The platform additionally helps giant corporations get early-payment reductions, which are sometimes missed when processes are guide. The corporate says it serves greater than 3,000 lively accounts.
Causa Prima’s fundamental opponents are SAP Taulia, which Ament co-founded and is now half of a giant enterprise software program group, Coupa, which launched AI-powered B2B cost analytics in early 2025, and AvidXchange, which TPG and Corpay purchased in January 2025 for $2.2 billion.
Whereas different platforms automate only one aspect of a transaction, Causa Prima provides a two-sided community, which it sees as a totally completely different strategy. It removes the necessity for handoffs between AP and AR, as a substitute of simply rushing up both sides individually.
Why Creandum backed it
The AP and AR automation market has attracted important funding recently. AvidXchange’s $2.2 billion sale and SAP’s continued funding in Taulia present that business leaders see this market as vital. Causa Prima argues that present options solely enhance a flawed system reasonably than substitute it.
Simon Schmincke, a companion at Creandum who led the funding, says the founders’ monitor file is what made this compelling. “This staff already constructed the rails almost each provider on the planet makes use of to receives a commission in the present day, so nobody is aware of higher what’s damaged, or is best positioned to repair it. With Causa Prima and its agent-to-agent community, getting paid early stops being a dream finance groups gave up on years in the past, and turns into the brand new default,” he concludes.
The recent funding will assist Causa Prima develop its engineering and product groups in Madrid and Munich. Its aim is to remove cost phrases altogether. Internet-30, net-60, and net-90 invoices had been designed for human processing speeds. Now that brokers can settle transactions immediately, these fastened timeframes are not wanted.
The massive query is whether or not corporations that depend on conventional cost cycles can adapt quick sufficient to reap the benefits of this modification.
